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We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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“She is a top professional and we value her expertise and her friendship."
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For Home Buyers:
Why Buyers Choose The Croney Team - Why homebuyers looking for a real estate agent in the Colleyville and Southlake area choose The Croney Team. Latest Listings - Get The Croney Team's latest Colleyville and Southlake listings of homes for sale first! Find Your Perfect Home - The Croney Team will search for your ideal home and email you the newest Colleyville and Southlake MLS listings of properties in Tarrant County TX. First Time Homebuyers - Are you a first time homebuyer in Colleyville and Southlake, TX? Choose a top real estate agent. The Croney Team can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Colleyville and Southlake house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Colleyville and Southlake Homes, For Home Buyers, For Home Sellers, Colleyville and Southlake Information, Real Estate Resources, and About The Croney Team. 
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First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
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| Q |
What are three of the best indicators of real estate market trends?
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| A |
Existing home sales, new home building and mortgage interest rates.
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The Croney Team
RE/MAX Masters
425 East Southlake Blvd.
Southlake, TX. 76092
Nancy Croney: 817-781-9464
Jocelyn Croney-Sandruck: 817-781-9463
Fax: 817-488-4768
Email: Nancy@CroneyTeam.com
The Croney Team is a family team and together have over 35 years of real estate experience. We've been voted "Best Realtors in Dallas" by D Magazine and we'd like the opportunity to show you why. Our goal is to provide our clients with knowledge and care that exceeds their expectations. Call us today about our services.   
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