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All agents are NOT alike! Find out why we are top real estate experts. Call us: 817-781-9464.

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Free Relocation Package
Welcome > Local Info > Relocating? ...

Request Our Free Relocation Package. Don't Move To Colleyville and Southlake Without It! 

Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate to and from the Colleyville and Southlake, Texas area. 

If you will be moving to the Colleyville and Southlake area, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. We'll send you every home or property that is currently available that matches your criteria. 

When you visit, we'll be ready! We will visit the Colleyville and Southlake neighborhoods and homes that interest you the most. 

In addition, we can talk about schools, sub-divisions, local market conditions, local culture... anything that is important to you. 

Remember: As top Colleyville and Southlake real estate agents, it's our job to know this area inside and out, and we want to make your transition as smooth as possible. 

To get started, fill out the form to request our FREE Colleyville and Southlake, Texas Relocation Package. We'll send it right out. It's full of useful and important information about this area. You are under no obligation, so you can't go wrong... 

Are you new to the area? Request our FREE package of Colleyville and Southlake relocation information. It's our job to help! There's no obligation, and we promise to respond quickly... 

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School Reports in Colleyville and Southlake, Texas
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Real Estate Tips
Financing Your Home >ARMs

Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.

Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.

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Real Estate Trivia
Q 
What are the characteristics of classic Queen Anne architecture?

A 
Queen Anne homes are the most elaborate, romantic and feminine of all Victorian Homes.
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The Croney Team, REALTOR®, real estate agent and broker for Colleyville and Southlake Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

The Croney Team
RE/MAX Masters

425 East Southlake Blvd.
Southlake, TX. 76092
Nancy Croney: 817-781-9464
Jocelyn Croney-Sandruck: 817-781-9463
Linda Eilenfeldt: 817-909-1092
Keith Croney: 817-781-9465
Fax: 817-488-4768
Email: Nancy@CroneyTeam.com

The Croney Team is a family team and together have over 35 years of real estate experience. We've been voted "Best Realtors in Dallas" by D Magazine and we'd like the opportunity to show you why. Our goal is to provide our clients with knowledge and care that exceeds their expectations. Call us today about our services.

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